Use of this Web site is governed by the following terms and conditions which are subject to change
without notice to you. Please read them carefully before using this site.
Limited licence and use
Wm. Brian Callery Agencies Inc. grant you a limited licence to display the contents of this site on your
computer and print, download and use the materials on this site solely for personal or educational purposes
and for purposes of doing business with Wm. Brian Callery Agencies Inc., provided that the contents of the
site are not modified in any way and that all copyright and other notices are maintained. You agree not to,
or allow others to, directly or indirectly, attempt or actually disrupt, impair or interfere with, alter or
modify this site or any of its content. You agree not to, or allow others to, directly or indirectly, collect
or attempt to collect any information about others, including passwords, account or other information. In order
to use this site, you must have attained the minimum prescribed age in the jurisdiction in which you are
resident to contract for the products and services.
This site is for general information purposes only and is not intended to provide you with any personalized
financial, insurance, legal, accounting, tax or other professional advice. You will not rely on this site
as a substitute for independent research or for personal advice from a financial security advisor of Freedom
55 Financial, a division of London Life, or its affiliated companies or any other appropriate professional
Nothing on this site constitutes an offer to buy or sell products or services of London Life, its affiliated
companies or suppliers. All products and services are subject to the terms and conditions of any applicable
contracts. London Life products and services and those of third parties which may be referred to on this site
are available only in jurisdictions where they may be lawfully offered for sale in Canada. Wm. Brian Callery
Agencies Inc. may only solicit the sale of financial products and services for which Wm. Brian Callery Agencies
Inc. has been duly licensed in the jurisdiction in which the sale occurs. The use and content
of this site, and the terms and conditions contained herein, shall be governed by the laws of the province
in which Wm. Brian Callery Agencies Inc. resides and you agree to attorn to the jurisdiction of the courts
of that province.
Privacy and Confidentiality
You acknowledge that the financial security advisor collects and uses personal information for purposes of
providing the services contained on this site. The financial security advisor is committed to respecting the
privacy and confidentiality of information in accordance with applicable law. The financial security advisor
has established and will continue to maintain appropriate safeguards to protect the security and confidentiality
of personal information. However, you acknowledge and confirm that the Internet is not a secure medium where
privacy and confidentiality can be guaranteed and that complete security and confidentiality of transmissions
to and from this site over the Internet is not possible at this time. Your confidential use of the site cannot
be guaranteed and you acknowledge that your use of the site (including information you transmit to the site)
may be subject to access or manipulation by, or disclosure to, third parties. Without limiting any other
disclaimer herein, the financial security advisor shall not be responsible or liable for any damages that
you or any other person may suffer in connection with any such breach of privacy, confidentiality or security.
If you are provided with a user name and password to access any part of this site, you agree to be liable for
all uses of your user name and password, including unauthorized use without your consent and you acknowledge
that the financial security advisor shall not be responsible to confirm the actual identity or authority of
any user. Instructions provided pursuant to such user name and password shall constitute sufficient authority to
the financial security advisor to execute any transactions directed thereunder. You agree to notify the financial
security advisor immediately should the confidentiality of your user name and password be in jeopardy.
The security of e-mail communication cannot be guaranteed at this time. Any person wishing to communicate or
send information of a private or confidential nature to the financial security advisor is encouraged to do so
by other means.
This site has been developed by Wm. Brian Callery Agencies Inc. The contents of this site are the property of
Wm. Brian Callery Agencies Inc. and third parties whose information or materials are contained on the site. All
information and materials contained on this site are protected by copyright, trademark and other intellectual
property laws of Canada and other countries. Subject to the limited licence to use this site as described above,
no person may copy, redistribute, reproduce or republish in any form, or link to this site or its contents in
any manner whatsoever, including by way of hyperlinks or framing, unless that person has obtained the prior
written consent of Wm. Brian Callery Agencies Inc. Any infringement of the rights of Wm. Brian Callery Agencies
Inc. may result in appropriate legal action.
Wm. Brian Callery Agencies Inc. owns or has obtained the right to use by licence or otherwise the trademarks
used on or in connection with the goods and services provided. The trademarks are protected by Canadian and
foreign trademark laws. All rights reserved. The display of trademarks on this site shall not in any way be
construed as an implied licence to use such trademarks.
These trademarks may include, without limitation, the leaf design, Freedom 55 and Freedom 55 Financial which
are trademarks of London Life and other registered and unregistered trademarks of London Life and other third
The content of this site is provided solely for personal and educational purposes and for purposes of doing
business with Wm. Brian Callery Agencies Inc. and is subject to modification without notice to you. While
information posted on this site is believed to be reliable and accurate at the time of posting, Wm. Brian
Callery Agencies Inc. does not guarantee, represent or warrant that the information contained on this site is accurate,
complete, reliable, verified or error free.
Wm. Brian Callery Agencies Inc. makes no express or implied representations or warranties regarding the
usability or condition of this site, that this site will operate uninterrupted or error free, or that this site
will operate in combination with any services or software used in connection therewith or that it shall be viewed
consistently with all browser software or that any communication transmitted to or from this site is private,
confidential or secure.
WM. BRIAN CALLERY AGENCIES INC. EXPRESSLY DISCLAIMS ALL REPRESENTATIONS, WARRANTIES OR CONDITIONS, EXPRESS OR
IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES AND CONDITIONS OF MERCHANTABLE
QUALITY AND FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, COMPATIBILITY, TIMELINESS, SECURITY OR ACCURACY,
AND ANY REPRESENTATIONS, WARRANTIES OR CONDITIONS THAT MAY ARISE FROM A COURSE OF DEALING OR USAGE OF TRADE.
YOU ASSUME FULL RESPONSIBILITY FOR RISK OF LOSS OF ANY NATURE WHATSOEVER RESULTING FROM YOUR USE OF THIS SITE.
Without limiting the generality of the foregoing, you acknowledge and agree that none of the financial security
advisors, London Life or any of its affiliates, or any of their directors, officers, employees or agents shall
be liable to you for loss of data, computer time or any loss or damage of any nature whatsoever arising out of
or attributable in any manner whatsoever to your use or inability to use this site for any reason whatsoever or
to any action or inaction on the part of Wm. Brian Callery Agencies Inc. or for any direct, indirect, special or
consequential damages, even if Wm. Brian Callery Agencies Inc. has been advised of the possibility thereof,
including but not limited to lost profits, lost opportunities or business revenues, loss of goodwill, or failure
to realize expected savings.
This site contains links to other sites which sites are not maintained or controlled in any way by Wm. Brian Callery
Agencies Inc. Such links are provided for convenience only and are not to be construed as an
endorsement by Wm. Brian Callery Agencies Inc. or any other party of the products, services, advice or opinions
or any other content of such sites.
For more information concerning the terms and conditions of use of this site or to request the authorization to
reproduce or distribute the content of this site or any part thereof, please contact your Wm. Brian Callery Agencies Inc.
Callery Group Associations